What Are The Best Health Care And Insurance Options For You?

	No Insurance	COBRA	Individual Plan
Monthly Premium	No Monthly Premium	Generally Substantial Monthly Premium	Monthly Premiums based on your health plan needs
Duration of Coverage	None	18-36 months	As long as desired
Coverage	None. You pay 100% of your healthcare costs and have no protection from catastrophic loss	Coverage option limited to prior plan	Coverage option based on your needs
Qualification Requirements	None	Guaranteed coverage for the specified period as long as premiums are paid on time and other eligibility rules are met. Can qualify you for guaranteed individual coverage when the COBRA term expires.	Applicant must answer health questions and may be denied